Compare the amount you would save over the life of the policy to the upfront cost of backdating. In the example below, you can see that while back ...

A guaranteed bond is a debt security that promises that, should the issuer default, its interest and principal payments will be made by a third party.

Mutual of Omaha stood apart in our review because of its strong long-term investment performance, which can translate into better cash value growth over time. While term life premiums tend to run ...

High-risk life insurance is aimed at individuals that insurers classify as having an elevated mortality risk. That assessment ...

Find out when you can convert a term life policy to permanent coverage ...

Older people with health issues can easily get coverage, but premiums are high ...

Knowing how life insurers set rates helps you find the best deal.

Life insurance is about protecting your family financially. While money can’t replace you, it’s important to have the right amount of insurance to replace your income and help cover family obligations ...