Part of the Truth in Lending Act, Regulation Z helps consumers understand the true cost of borrowing money and protects them from misleading or harmful lending practices. Regulation Z applies to many ...

Certain employer-partnered earned wage access products aren’t subject to U.S. lending laws, the bureau said, formally ...

Financial technology companies with any connection to an employer’s payroll data don’t have to make full loan disclosures to customers seeking early access to their paycheck, the Consumer Financial ...

The Consumer Financial Protection Bureau in an advisory opinion said that "covered" earned wage access products should not be considered an extension of credit under the Truth in Lending Act. It also ...

On December 15, the Board of Governors of the Federal Reserve System and the CFPB issued joint final rules amending the official interpretations to their regulations implementing the Consumer Leasing ...

Learn how the Schumer Box simplifies credit card rates and fees, empowering you to compare offers confidently and make ...

Federal regulators raised the threshold at which certain financial products are subject to enhanced oversight standards by a smaller percentage than last year as inflation eased. The Federal Reserve ...

WASHINGTON, DC - DECEMBER 15: Consumer Financial Protection Bureau Director Rohit Chopra testifies before the Senate Banking, Housing and Urban Affairs Committee in the Dirksen Senate Office Building ...

Vanderbilt Mortgage & Finance, part of Warren Buffett’s conglomerate Berkshire Hathaway, has been accused by the Consumer Financial Protection Bureau (CFPB) of manipulating underwriting standards and ...