Older people with health issues can easily get coverage, but premiums are high ...

Anyone can qualify for these policies, but premiums are very high compared to other options Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer ...

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

If you’re shopping for a life insurance policy, you’ve probably seen term and whole life insurance policies. The biggest ...

Life insurance companies use a process called underwriting to evaluate your risk factors, decide whether to approve your application and determine your premium. Traditional underwriting, which usually ...

Another option is guaranteed issue life insurance, which skips both the health questionnaire and medical exam and issues coverage, no questions asked. These policies tend to be for older applicants in ...

InLife is extending a Guaranteed Issue Offer (GIO) for three of its products, making protection accessible, simple and fast.

It depends on your individual situation ...