Only 0.1% of Americans have saved over $5 million for retirement, while the average 401(k) balance closed 2025 at just $146,400. Fidelity projects a 65-year-old retiring today will spend $185,500 on ...

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I dislike the darkness. When the lights go out at night, my imagination starts working overtime. Every small sound becomes suspicious. A creak in the next room or a noise outside can turn into a story ...