Who will play in the 12-team College Football Playoff? Here's a look at predictions based on the latest US LBM Coaches Poll following Week 13 games.

When you're in the bowl-projection business, it is essential to balance two competing instincts: the instinct to project the bowl schedule as it would look now, and the instinct to project the bowl schedule as it is likely to look after the season.

It all comes down to this. That, of course, is defining "it" as conference races and "all" by which programs will play in league championship games.