Ashley Donohoe is a personal finance writer, Financial Planning and Wealth Management Professional and Certified Financial Education Instructor based in Cincinnati. She covers banking, loans, ...

Interest rates have been cut from 4% to 3.75%. For pension savers and retirees the effects of the drop will depend on the ...

Depending on your age and your employer, a defined benefit pension could significantly shape your retirement outlook. The ...

There are numerous ways to save for retirement. One option is a pension annuity, which provides guaranteed income throughout your retirement. But the phrase “pension annuity” can mean different things ...

The current retirement planning environment has shifted substantially over the past few decades. Pensions, once a staple of retirement income, are now far less common. According to the Federal Reserve ...

For most salaried employees, the Employees’ Provident Fund is familiar territory, but the Employees’ Pension Scheme that sits inside it is not. Every month, a part of your employer’s EPF contribution ...

Planning for retirement often focuses on maximizing income, but the fate of pensions after death is a crucial, yet often overlooked, aspect of estate planning. While the state pension typically ends ...

Pensions have been a cornerstone of retirement in America for decades. Imagine working for the same employer for decades, then receiving a guaranteed income after retirement. This was a promise of ...

Learn what Accumulated Benefit Obligation (ABO) is, how it affects pension plans, and why understanding it is crucial for ...

A lump sum, on the other hand, gives you full control of the money, allowing you to invest it — potentially earning higher ...