A retiree with two years of expenses in T-bills can ride out a market decline without touching depreciated assets.

Dry powder is money that is ready when an opportunity shows up, so stability and liquidity matter more than chasing yield. Ultra-short Treasury bill exposure is designed to behave much closer to cash ...

Corporate FRNs vs T-bills: compare yields, safety, liquidity, and rate resets to choose the best cash alternative for your ...