Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Read on to learn about the best banks for CD rates in 2026.

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.

The highest certificate of deposit rates of January 2026 — as well as the high-paying, more accessible CDs ...