If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

More and more homeowners who received mortgage through the Federal Housing Administration (FHA) program have sought to refinance to take advantage of the low FHA rates. These rates, which are now in ...

The Obama administration's new plan to stimulate refinancings of FHA mortgages is likely to help large numbers of homeowners cut their monthly costs - even those who are deeply underwater. But it's ...

No matter how large your down payment, FHA loans require borrowers to pay an upfront mortgage insurance premium (MIP) at closing, as well as an annual MIP for at least 11 years. You can use an FHA ...