Thinking about retirement planning when you’re young is key to financial security in your golden years. Small contributions when you’re younger make a difference in your retirement strategy. The ...

Pre-retirees and retirees may be understandably concerned about their exposure to stock market risk, particularly in these uncertain times. Let’s take a look at how a hypothetical 65-year-old couple ...

Thanks to target date funds and some simple rules of thumb, picking a mix of stocks, bonds and cash is pretty straightforward while you’re still saving for retirement. According to conventional wisdom ...

Financial advisors may be unduly influenced by fees when recommending higher stock allocations to retirement-age clients. Still, their recommendations ultimately reflect a more optimal investment ...

The general rule for asset allocation in retirement is this: You should shift toward more conservative investments once you retire, since you no longer have an active income with which to replace ...

While target date funds are a great option for retirement accounts, many funds with the same target date are significantly different from one another. Investors in target date funds should check their ...

For many savers, $1.8M looks like a finish line, a number big enough to silence the nagging fear of running out of money. The ...

A well-planned retirement portfolio should ideally be built around several different income buckets. When combined, those sources aim to produce a sustainable withdrawal rate that supports ...

Christine Benz: I want to switch over to discuss people who are later in their lives who are thinking about retirement or maybe already in retirement and talk about the questions they should ask ...

How do you guys distribute your asset allocation among your retirement and non-retirement accounts? Out of my total mutual fund assets, I have 23% in a Roth IRA account, 47% in 401k rollover account ...

Everyone wants to make sure they have enough money to live on during retirement. In their working years, many people have some type of retirement account. It could be a 401(k) plan. Or, if you’re a ...