Americans are facing rising debt levels. Household debt balances reached $18.8 trillion in the fourth quarter of 2025, with total household debt increasing by $191 billion just in Q4 2025.

Many Americans will soon receive government-issued stimulus checks, providing relief from the economic hit of the COVID-19 crisis. The money is welcome assistance for some, but it may not stretch far ...

Before you borrow, it helps to understand the biggest factors that determine what rate you’ll pay. Here are key things you ...