Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a ...

Average yields for certificates of deposit with 36-month terms are down 10 basis points over the past year to just 1.34% APY, according to the latest government data. Looking ahead, however, more cuts ...

With the Fed poised to cut rates again this month, waiting to open a CD could mean you'll miss out on interest in the new year. Dashia is the consumer insights editor for CNET. She specializes in data ...

In the current economic climate, putting your money in a certificate of deposit account can provide some stability. If you can afford to lock up some of your funds for a set term, fixed-rate CDs ...

CD shoppers had a pretty sweet ride over the past two years. Now, that era's coming to a close. As of fall 2025, the Fed has already trimmed rates, and experts expect more cuts through 2026. Naturally ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. However, as the economy has changed, inflation has dropped and interest ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That noted, long-term CDs will only be advantageous if savers approach ...