Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

In today's high interest rate environment, many people struggle to find affordable financing options. If you need to borrow money, racking up charges on your credit card or taking out a personal loan ...

Note: The sample rates included in the reviews are accurate as of December 1, 2025 and are subject to change at any time. What do you do if you want to tap your equity without losing your low rate?

A popular misconception is that a person needs a credit score to buy a house. While it’s true that a good credit score will help one get the best interest rate, having no credit will not preclude ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to say, complete with sample sentences that you can use as you kick off a ...

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A no doc home equity loan allows lenders to approve loans without verifying employment or income through standard paperwork, relying instead on alternative documents like bank statements. Taking out a ...