Life insurance can be a powerful tool to incorporate into your estate and broader financial plan, particularly if you are a business owner. This is due, in large part, to the tax-free nature of income ...

The most recent version of the study showed that 57% of men and 46% of women said they own life insurance – a gap of 11 percentage points. The self-reported gap in life insurance ownership between men ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

Life insurance policyholders agree to make regular payments to insurance companies in exchange for a guaranteed death benefit. That benefit is paid to the policyholder’s beneficiaries if the ...

Only 43% of Hispanics report having life insurance coverage, the lowest ownership among any racial or ethnic group over the last decade, according to the 2024 Insurance Barometer Study by LIMRA and ...

Stranger-owned life insurance involves buying a policy on someone you don't know and is generally illegal. Learn why this ...

I have long believed that life insurance companies would sell more life insurance if they told the consumer about the ability to sell their policy later down the road.

Indexed Universal Life (IUL) attracts its share of criticism. Most naysayers focus their disapproval on how IU is sold rather than the structure of the IUL policy. Yet, soon, I foresee a dramatic ...

With Women's History Month in full swing, Limra is highlighting the untapped potential of the women consumers in the life insurance industry and providing a number of reasons the life insurance sector ...