Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Learn what a lapse ratio is, its benefits for insurers, and effective strategies to reduce policy lapses. Optimize your understanding of insurance policy renewals.

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. A lapse in home insurance ...

No new or renewed policies during the lapse; FEMA says valid claims will still be paid with available funds. NAR estimates about 1,300 property sales per day—roughly 40,000 closings a month—could be ...

A group of major mortgage, banking, insurance, and real estate groups is urging Congress to pass a long-term reauthorization of the National Flood Insurance Program to prevent disruptive coverage ...

The following information was released by the Pennsylvania State Senate, Republican Caucus: The Senate Transportation Committee, chaired by Sen. Judy Ward (R-30), held a hearing Wednesday to question ...

Cognitively impaired individuals are more likely to allow a long-term-care insurance policy to lapse even though they're more likely to need long-term care in the future, according to a new study ...

When it comes to driving on California roads, all drivers are legally required to have car insurance. A reader asked our journalists with How To California — a new community-driven series to help ...

The clock is ticking on the federal flood insurance program, and Florida real estate could take the biggest hit if Congress fails to act. The National Flood Insurance Program, which covers nearly 1.8 ...

(Gray Louisiana/Louisiana Illuminator) – Louisiana drivers pay steeper penalties for letting their auto insurance lapse than for getting caught driving drunk, according to a new state audit. The ...