Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...

An excellent credit score can make life easier and cheaper. If your score is above 750, you will find it easy to get the lowest interest rates on mortgages, auto loans and credit cards. That score ...

Ann Geier, RN, MS, CNOR, CASC, is senior vice president of operations for Ambulatory Surgical Centers of America. Q: How do we calculate our ASC’s OR utilization costs and what is one thing we can do ...