Susheel Kesireddy was among the first people to move into a brand-new townhome community in Inver Grove Heights eight years ago. He figured his homeowners association’s insurance would cover any ...

A homeowners association (HOA) master insurance policy covers common areas and shared structures within a community governed by an HOA. This policy is typically purchased by an HOA board to protect ...

Q: I am on the board of a 102-unit homeowners association, a blend of single-family units and town houses. Roughly 10 percent of units have wood-shingle roofs. When our master insurance policy came up ...

Q: I was on our homeowners association board for many years, and, now, have been president for two terms. Can you let me know if we definitely need cybersecurity for 136 homes. We are not the master ...