Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. The process of lending inherently ...

When you need cash for a major expense, it might be tempting to borrow from a payday lender or max out a credit card. But you have other options that won't harm your credit or put you in a cycle of ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

Although requirements vary, you'll typically need to provide some form of collateral to get an SBA loan. Many, or all, of the products featured on this page are from our advertising partners who ...

Some personal loans require collateral — that is, a personal asset, such as a car, home, cash deposit or investment — that you offer to secure the loan. This asset reduces the lender’s risk, as you’ll ...

Collateral can make loans less risky for the lender since the assets can be seized if borrowers don’t repay their loans Collateralized loans are generally easier to get and come with more favorable ...

With the European Central Bank temporarily suspending the use of Greek bonds as collateral in return for loans (repurchase, or repo, agreements) and regulators forcing market participants to back more ...

A life insurance policy may be used as collateral to secure a loan. If you die before the loan is repaid, the lender will be repaid from the policy’s death benefit proceeds before beneficiaries can ...