In this discussion of fixed index annuities, which use to be called equity indexed annuities, I am mostly making an implicit assumption that the annuity is competitively priced. Internal costs reflect ...

“A variable annuity offers no guarantees on either principal or earnings and its premiums are invested and grow much differently than those of a fixed index annuity.” — Lyle Boss Shopping for an ...

An annuity is an insurance product. It provides a long-term stream of income in exchange for an upfront premium. There are many types, including immediate, deferred, fixed, variable and indexed.

A fixed index annuity (FIA) balances between security and growth potential by linking returns to a stock market index while ...

Fixed indexed annuities (FIAs) are designed to provide investors with a low-risk way to earn a reasonable rate of return on their investment while still providing protection against market volatility.

Annuities can be a great option for long-term financial security, especially for retirees looking for a guaranteed income stream. However, if you’re considering buying one, you may be wondering: Are ...

Most advisors are familiar with fixed index annuities and have used them in their client portfolios Annuity contracts have become an increasingly consistent part of financial advisors’ client ...

So far this year, somewhere around $34 billion worth of fixed-indexed annuities have found their way into Americans' retirement portfolios. Though that's well below the $80 billion in variable ...

Planning for your financial future can feel like navigating a maze. After all, it’s easy to feel overwhelmed by the many investment options available. However, a significant decision many investors ...

Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal finance content. Her passion is making information about finance and investing accessible to everyone. Prior to ...

Adam B. Frankel is a personal finance writer and financial adviser with over 30 years of experience. When he’s not managing money in the stock market, he teaches financial topics and other core ...