Forbes contributors publish independent expert analyses and insights. Diane Omdahl is a Medicare expert who keeps her readers in the know. Creditable means that the employer plan is expected to pay on ...

If you’re eligible for Medicare but already have health insurance, you may be wondering whether you should keep it or switch. It’s important to understand what creditable coverage means, or you may ...

Dear Toni: I turned 65 in August the year before last, continued to work full time with an HSA that has a $3,000 deductible for medical claims paid by the insurance plan, and used a prescription ...

Creditable coverage refers to health insurance that offers at least as much coverage as Medicare. Not all people who qualify for Medicare are ready to enroll, as they may have other creditable ...

Working seniors are seeing major changes to Medicare Part D that can impact their coverage for prescription drugs. President Joe Biden's Inflation Reduction Act (IRA) lowered Medicare's drug ...

A new Medicare rule could wind up forcing seniors to switch health insurance plans or face a significant penalty. Many seniors who continue to work past 65 are still on their employer's health plan ...

Dear Toni: When I turned 65, I continued to work with excellent company benefits. I delayed enrolling in Medicare Part B for five years, after I turned 70, and retired with a Jan. 1 effective date for ...