Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

The three major credit bureaus — Equifax, Experian and TransUnion — keep track of your credit score and financial history. Ideally, you can pull your credit report every year for free through ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...

Your credit report is getting a reader-friendly makeover. Equifax, one of the three major credit bureaus, unveiled on Thursday a new design for its physical credit report, which now prominently ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary. Activities like on-time or late payments and credit utilization are reported, ...

Credit card: With a credit card cash advance, you borrow against your available credit. If you have a $1,000 credit limit, ...