Natasha has been a freelance writer since 2015. She specializes in credit card and credit card rewards content. When not busy writing, she's either dreaming up her next credit card rewards redemption ...

Rep. Alexandria Ocasio-Cortez introduced a bill that would cap credit card interest rates at 10%. The average annual percentage rate on credit balances has jumped to 21% in 2024 from 12% in 2003. More ...

Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

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High-interest credit cards can significantly increase the cost of carrying a balance, with rates around 30 percent APR being particularly expensive. It may be beneficial to consider switching to a low ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

US consumers are struggling with soaring credit card debt and rising interest rates. Experts said the debt increase is the most concerning for younger adults. Buy now, pay later programs could mean ...

At its core, credit card EMI conversion lets you transform a large transaction into a series of monthly payments. Instead of ...

A growing number of Americans are maxed out on their credit cards. Nearly one-fifth of credit card borrowers were using at least 90% of their available credit in the first quarter of 2024. The New ...