Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

Your current balance (or outstanding balance) and statement balance are two entirely different figures. Your current balance and statement balance can occasionally align, particularly after your ...

To pay off credit card debt, start with your credit score to assess your options. Checking your credit score will not damage your credit.

Debt can feel overwhelming and difficult to manage, but the right tools can help you regain control of your financial situation. Balance transfer credit cards consolidate debt while often providing ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit ...

I’m 49 and have $56K in credit card debt. I’m spending $2K a month to pay it down but have a $22K check. How do I use it to ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Paying a credit card bill with another credit card is mostly restricted, but balance transfers offer a safe alternative while ...

Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and travels ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news that intersects personal finance, tech and consumer sentiment. Dashia investigates economic shifts and ...