Debt levels in the U.S. are climbing higher than ever, and the strain is being felt across millions of households. Borrowers are carrying larger balances overall in terms of their debt loads, and ...

Rising interest rates and stubborn inflation have turned a once-hypothetical money question into a daily dilemma: should you build savings or attack debt first. The right answer can change how quickly ...

U.S. credit card debt hit $1.28 trillion in 2025, with average interest rates exceeding 23.5%. Building a $500–$1,000 emergency fund can prevent setbacks during unexpected expenses. Use the debt ...

Managing multiple debts at once is rarely a simple task, but doing so has become even more complicated in today's tough economic environment. Elevated interest rates, higher everyday costs and the ...

Credit card debt is often the most costly type of debt Americans can take on, largely due to the incredibly high interest rates many cards carry. On top of credit card debt being at a record high, the ...

Climbing out of debt is a perennial New Year’s resolution for many Americans — and it’s easy to see why. Nearly 7 in 10 people reported feeling “financial stress” in a recent survey, with about a ...

Debt can feel like an ominous cloud you just can’t shake. Maybe it’s a few bills piling up, or a mix of credit cards, loans, or other obligations. Whatever the size, it’s stressful. You don’t just ...

It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...

But a recent question written into “The Ramsey Show” challenged this advice. A 21-year-old named Dean said he had $95,000 in student loans and wanted to start investing now, believing it would benefit ...