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Interest is one of the ways lenders make their money, and it’s what makes it worth it for them to give out loans. If you’re borrowing money, interest is the cost the bank charges you for the service.

Learn what the stated annual interest rate is and how to calculate it without compounding, plus how it compares to the effective annual rate.

CDs are a low-risk investment option that allows your money to grow at a fixed interest rate over a specific period. If you’re considering opening a certificate of deposit (CD) or already have one, ...

Jody McDonald is a freelance writer based in Brisbane who specialises in writing about business, technology and the future of work. She’s helped a range of SaaS platforms and tech companies share ...

Learn about maturity gap, a key financial tool for assessing interest rate risk in assets and liabilities. Discover examples and analysis to make informed decisions.