You’re more likely to find rates below 5% when you have a higher credit score ...

CNBC Select evaluated dozens of auto loans based on rates, terms, customer service, online experience and other factors.

Automakers are rolling out aggressive May 2026 financing incentives, including 0% APR offers and substantial cash rebates, to clear leftover 2025 inventory while the Fed holds rates steady. These ...

The APR, or Annual Percentage Rate, of a loan is the amount of interest you’ll be charged in one year for that loan. The APR is determined by the interest rate for your car loan. It also includes fees ...

Borrowers can make moves to make sure they qualify for the lowest interest rates possible on credit cards, mortgages and car ...

Methodology: For this study, GOBankingRates analyzed each U.S. state to find the average auto loan rates. Using Edmunds.com’s APR Car Loan Rates from August 2024, the auto loan rates were found for ...

Use our calculator to determine your monthly auto loan payment and the total amount of interest you’ll pay once your loan is repaid in full. It’s vital to consider the additional interest cost when ...

Used car loan rates for May 2026 show credit unions leading with APRs as low as 2.49%, far below many banks’ offers starting above 5.6%. Online lenders and national banks generally post higher rates, ...

Credit unions might offer better auto loan rates than banks in addition to other benefits ...

Buying a car has become increasingly expensive: The average loan for a new car hit a record $781 in December 2025, according ...